Please read these terms carefully before registering with Anjio. By creating an account you agree to be bound by these terms. If you do not agree, please do not register.
1. About Anjio
Anjio Property Portal is a trading style of Jason Barnaby Limited (Company No. 17031354), registered in England and Wales. Registered office: 124 City Road, London, EC1V 2NX.
Anjio operates exclusively as a property investment marketplace and introduction platform. We connect investors with accredited deal sourcers, developers and property professionals who list investment opportunities on our platform. Anjio is not an estate agent, financial adviser, mortgage broker, legal adviser or investment adviser.
Anjio operates under the same internet portal exemption applicable to Rightmove and Zoopla under HMRC's AML guidelines. We are not regulated as an estate agent under the Estate Agents Act 1979.
2. Eligibility
To register with Anjio you must:
- Be aged 18 or over
- Be seeking property investment information only — not regulated financial advice
- Provide accurate and truthful registration information
- Have the legal capacity to enter into contracts
- Not be prohibited from using our services by applicable law
3. Membership Tiers
3.1 Anjio Member (Free)
- Free to register — no payment card required
- You receive 5 deal credits per calendar month
- Credits reset on the 1st of each calendar month at midnight GMT
- Credits do not roll over — unused credits expire at month end
- 1 credit unlocks the full information on 1 deal
- Credits cannot be transferred, sold or gifted
- Credits have no monetary value
3.2 Anjio Pro (£85 + VAT per month)
- Unlimited deal unlocks throughout the subscription month
- Priority deal alerts — first notification of new listings
- All Anjio Member benefits included
- Subscription is charged at £85 per month (plus VAT where applicable)
- Payment is processed via Stripe. By subscribing you authorise Stripe to charge your payment method on a recurring monthly basis
- Subscription auto-renews 2 days before the end of each calendar month for the following month
- You may freeze your subscription for the next month by notifying us no later than 5 days before the end of the current month via customersupport@anjio.co.uk
- To cancel your subscription, you must contact us by email at customersupport@anjio.co.uk or by telephone on . Cancellation requests received fewer than 2 days before the renewal date will take effect from the following month
- No refunds are issued for the current subscription month once payment has been taken
3.3 Membership Freeze
- Anjio Members and Anjio Pro subscribers may freeze their membership for up to 3 consecutive months
- A freeze request must be submitted to customersupport@anjio.co.uk no later than 5 days before the end of the current calendar month
- During a freeze, your account remains active but no payment is taken and no new credits are issued
- To unfreeze your account, contact customersupport@anjio.co.uk at any time
- Your account history, saved deals and preferences are retained during a freeze
4. Deal Credits — How They Work
When you use 1 credit on a deal, you unlock:
- The full property address
- Complete financial information (rental income, yield, full metrics)
- Property description and project scope
- Deal sourcer name, company and contact details
- Reservation terms, exclusivity period and refund policy
- AML and documentation requirements to proceed
- Anjio's fees applicable to that deal
Once a credit has been used on a deal, you retain access to that deal's full information for the duration of your membership. Credits are non-refundable once used.
5. Anjio's Fees
5.1 Deal Access & Introduction Fee
Using 1 credit to unlock a deal constitutes use of Anjio's Deal Access & Introduction service. For Anjio Members, this is included within your 5 monthly credits. For Anjio Pro, this is included within your monthly subscription.
5.2 Success Fee
Important — please read before proceeding with any reservation: Anjio charges a Success Fee of £385 + VAT (£462 including VAT) per completed property transaction where an investor who found a deal on Anjio completes a purchase. This fee is:
· Collected at legal completion as part of solicitor disbursements
· Your responsibility to pass Anjio's invoice to your appointed solicitor prior to completion
· Separate from and in addition to any sourcing fee charged by the deal sourcer
· Non-negotiable and forms part of the total cost of acquisition
· Disclosed to you before you use a credit to unlock any deal, and confirmed again at the point of reservation
· Not payable if the transaction does not complete — the fee is only due at successful legal completion
By using a credit to unlock a deal and by confirming your reservation, you acknowledge and accept Anjio's Success Fee terms. Anjio will issue you an invoice at the point of introduction. You are responsible for providing this invoice to your solicitor.
6. Anjio's Role — What We Do and Do Not Do
Anjio does:
- Operate a marketplace where accredited deal sourcers list investment opportunities
- Provide a platform for investors to discover, filter and unlock deal information
- Facilitate introductions between investors and deal sourcers
- Collect and process our platform fees
- Require deal sourcers to meet compliance standards
Anjio does not:
- Provide financial advice, investment advice, legal advice, tax advice or mortgage advice
- Verify the accuracy of financial figures supplied by deal sourcers (GDV, yield, rental income, refurb costs, OMV)
- Recommend specific deals or strategies to any investor
- Act as the seller, estate agent or solicitor in any transaction
- Hold reservation fees paid to deal sourcers
- Guarantee the completion, availability or terms of any deal
7. Your Due Diligence Obligations
All financial figures shown on Anjio — including Purchase Price, Open Market Value (OMV), Refurbishment Cost, Gross Development Value (GDV), Rental Income and Yield — are estimates provided by the listing deal sourcer. These figures are not verified by Anjio.
Before proceeding with any investment opportunity found on Anjio, you must:
- Obtain an independent RICS valuation of the property
- Instruct a qualified solicitor to review all legal documentation
- Independently verify all financial projections including rental income, yield and refurbishment costs
- Seek independent financial and tax advice appropriate to your circumstances
- Carry out your own AML identification in accordance with the sourcer's requirements
- Review all reservation terms, exclusivity periods and refund policies before paying any fees to a sourcer
- Consider all acquisition costs including Stamp Duty Land Tax, finance costs, legal fees, survey costs and professional fees
Anjio accepts no liability for any financial loss arising from your decision to proceed with or decline any investment opportunity listed on our platform.
8. Reservation Fees and Sourcer Agreements
Reservation fees charged by deal sourcers are entirely separate from Anjio's fees. They are paid directly to the deal sourcer, not to Anjio. The terms of any reservation — including the exclusivity period, viewing arrangements, refund conditions and what can go wrong — are governed exclusively by the deal sourcer's own reservation agreement.
Anjio is not a party to the reservation agreement between you and the deal sourcer. Any disputes regarding reservation fees must be resolved with the deal sourcer directly. Deal sourcers listed on Anjio are members of a government-approved Redress Scheme (The Property Ombudsman or Property Redress Scheme) which provides a route for dispute resolution.
9. Acceptable Use
You agree not to:
- Share your Anjio login credentials with any third party
- Use automated tools or bots to access deal information
- Copy, reproduce or redistribute deal information from Anjio without permission
- Use Anjio for any unlawful purpose or in breach of any applicable regulation
- Attempt to circumvent Anjio's credit or payment systems
- Provide false or misleading information on registration
Breach of these terms may result in immediate suspension or termination of your account without refund.
10. Intellectual Property
All content on anjio.co.uk — including text, design, deal card layouts, logos and structure — is the property of Jason Barnaby Limited and is protected by copyright. Deal information submitted by sourcers remains the property of the sourcer. You may not reproduce, copy or distribute any content from Anjio without express written permission.
11. Limitation of Liability
To the maximum extent permitted by law, Jason Barnaby Limited's total liability to you arising from your use of Anjio shall not exceed the amount you have paid to Anjio in the 12 months prior to the claim. Anjio is not liable for:
- Financial loss arising from any investment decision made using information on our platform
- Inaccurate financial figures provided by deal sourcers
- Loss of deal opportunity where a property is sold to another buyer
- Acts or omissions of deal sourcers
- Technical interruptions to the Anjio platform
Nothing in these terms limits our liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded by law.
12. Governing Law
These terms are governed by the laws of England and Wales. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
13. Changes to These Terms
We may update these terms from time to time. We will notify registered members of material changes by email with at least 14 days' notice. Continued use of Anjio after the effective date constitutes acceptance of the updated terms.
14. Data Retention
Anjio retains your personal data only for as long as necessary for the purposes described in our Privacy Policy. Our standard retention periods are:
- Inactive member accounts (no login for 24 months): deleted or anonymised
- Failed reservation records: anonymised after 12 months
- Completed transaction records: retained for 7 years (UK tax and legal compliance)
- Email marketing data: retained while consent is active; deleted within 30 days of unsubscribe
To request deletion of your account or personal data at any time, contact customersupport@anjio.co.uk.
15. Contact
Member Services: customersupport@anjio.co.uk
Address: Jason Barnaby Limited, 124 City Road, London, EC1V 2NX
Company No.: 17031354 · ICO No.: C1934896